I recommend anyone to avoid getcar loans as you can only go to these places if you have had some sort of bad credit but they will approve anyone and just completely rip you of in process. my example is i had a 300 mobile phone default so i needed bad credit loan that was no problem customer service is great they really talk you into it unfortuantly they rushed me in and had me outlay deposit on the day. then they told me once approved that they would choose the car for me i didnt even get to choose one he just selected one from list and said we will send that one and you can pick it up tommorow if you dont like it they said they will search for another one but it could take some time.
so when i went the next day they had a 1996 lantra there it was pretty nice i didnt know much about cars or what the avg values were i was just trusting them, so by then i seen this little nice looking car couldnt wait to fill in paperwork and drive out of there with it. when i asked price i was told it would be about 11500 i thought at the time that was reasonable and as i said i had no idea what the value of car was
when i sat down to do paperwork i then found out with interest it was going to be 14500 over 2 1/2 years
i never got time to do any research or nothing it wasnt until i got home rang insurence company to get it insured and they told me its value was less then $4000 so you can imagine how i felt now ive been stuck in contract for over 2 years and still have another 5 months to go.
but thats not worst of it in that time ive needed complete motor replaced, some part of the gearbox replaced and all the normal stuff like tyres timing belt and all that as well and last service my mechanic said that the part they replaced didnt fix problem completely and im probably going to need a whole new transmission in the next 6 months and a whole pile of other stuff that iv never heard of because its a 13 year old car about to hit 200, 000 so you can imagine how i feel i could of got my bad credit fixed and got a loan for a brand new car some of them are cheaper then what im paying for 13 year old car but after that day being so excited and just wanting a car im locked in and cant get out of contract so i just have to keep paying and count the whole car as a loss...
take your time, shop around and do your research dont let them rush you into it like me...
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